Conversely, a young couple buying a 'starter home' in which they plan to live only a few years may find a home with many problems is just not for them. It does not make a home purchase risk-free. Most home inspection companies in Miami (e.g.) utilize an inspection contract that outlines the specifics of the home inspection, as well as its limitations. But it's important to remember that while a home inspection is designed to reduce the risk in buying a home, it cannot eliminate that risk.